Motor Car Insurance

In today’s world, car insurance has become necessary and important. With the increase in theft, hijacking, burglaries, drive by shootings and road rage, one cannot risk being without proper car insurance. It is essential to join a company where you not only get good service and value for your money, but also car insurance company that will be concerned about your personal safety and well being.

Can you imagine the disappointment when a car insurance company fails to help with a claim? You may be stuck without transport for some time, have to inconvenience other people and definitely face unforseen expenses.

When a car is burgled, the damage quoted can be huge, and maybe your car is not roadworthy. Driving a damaged car may be difficult, with no flickers, no lights, no hooter etc. Some car insurance companies aim to pay a minimal amount, and the rest of the damage repairs must be paid by you. In addition to that, it could possibly take some time to get your car fixed, have to make many telephone calls and have your premium increased. This can cause a lot of frustration and anger.

Business Impact of Climate Change

Climate change will increase water scarcity, alter food production and dramatically change energy supply and migration patterns, according to a new report from Lloyd’s and the International Institute for Strategic Studies (IISS). The report, titled Climate Change and Security: Risks and Opportunities for Businesses, finds that businesses have a vital role to play in the mitigation of and adaptation to climate change. There are many ways that business can protect itself from the adverse effects of climate change and adapt to the new conditions, but business can also contribute to the goal of minimizing climate change. Boards should consider four key points: awareness and information; risk assessment and analysis of vulnerabilities; awareness of opportunities as well as risks; and spreading best practice. The report concludes that significant changes in the natural and political environment will place great stresses on businesses of every sort, but they will also create opportunities for the alert and nimble.

Why should I get insurance?

You are always at risk of loosing the things you have. Insurance provides financial protection for these unforeseen risks for you and your family.

What is insurance?

Insurance enables those who suffer a loss or accident to be compensated for the effects of their misfortune. The payments come from a fund of money contributed by all the holders of individual insurance policies. In other words, individual risks are pooled and shared, with each policyholder making a contribution to the common fund.